It’s open enrollment for the Affordable Care Act’s health insurance plans, and for a lot of private plans to boot.  With premiums skyrocketing in many places, some are wondering whether to buy at all.

But it’s still mandatory.  Those who don’t get insured risk paying a penalty.

How much?  A major foundation has built an online calculator.

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Living in Louisville in rural Jefferson County, Jessica Lewis (back) regularly traveled nearly an hour each way for OB-GYN visits while she was pregnant with her now-11-month-old-son, Desmond. The 35-year-old tax preparer is among many in Georgia forced to make long drives for access to gynecological care. Others are not able to do so, part of why prenatal visit data has gotten worse in recent years. (Natrice Miller/AJC)

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(Photo Illustration: Philip Robibero / AJC | Source: Getty, Unsplash)

Credit: Philip Robibero / AJC