It’s open enrollment for the Affordable Care Act’s health insurance plans, and for a lot of private plans to boot.  With premiums skyrocketing in many places, some are wondering whether to buy at all.

But it’s still mandatory.  Those who don’t get insured risk paying a penalty.

How much?  A major foundation has built an online calculator.

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Fulton County Superior Court Judge Robert McBurney — pictured during a hearing Monday, Dec. 15, 2025 — has cleared the way for Georgia's State Election Board to obtain Fulton ballots and other documents from the 2020 election. (Arvin Temkar/AJC)

Credit: Arvin Temkar/AJC

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Fulton County Superior Court Judge Robert McBurney — pictured during a hearing Monday, Dec. 15, 2025 — has cleared the way for Georgia's State Election Board to obtain Fulton ballots and other documents from the 2020 election. (Arvin Temkar/AJC)

Credit: Arvin Temkar/AJC